Teacher Salary

Des Moines vs Waterloo: Elementary School Teacher Salary (2026)

Compare elementary school teacher salaries between Des Moines, IA and Waterloo, IA. All figures are 2026 estimates projected from BLS 2025 data.

Des Moines, IA
$62,254
$29.93/hr
Waterloo, IA
$61,376
$29.51/hr

Side-by-Side Comparison

MetricDes Moines, IAWaterloo, IA
Median Salary$62,254$61,376
Hourly Rate$29.93$29.51
Entry Level (P10)$46,542$47,683
25th Percentile$50,116$48,975
75th Percentile$64,627$74,957
Top Earner (P90)$80,390$78,260
Total Employed3,640890
Side-by-side bar chart comparing Des Moines ($62,254) and Waterloo ($61,376) elementary school teacher salaries.Des MoinesWaterlooMedian Salary$62,254$61,376Entry Level (P10)$46,542$47,683Top Earner (P90)$80,390$78,260US Median $64,597

Verdict

Des Moines, IA offers better overall compensation for elementary school teachers, winning 4 out of 4 metrics compared to Waterloo.

The salary gap between Des Moines and Waterloo is $878 (1.43%). Des Moines's median is -3.63% compared to the US national median of $64,597.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Des Moines spans $33,848,Waterloo spans $30,577. Des Moines has a wider pay range, meaning more potential for high earners but also more variation.

Des Moines
P10 (Entry)$46,542
P25$50,116
Median$62,254
P75$64,627
P90 (Top)$80,390
Waterloo
P10 (Entry)$47,683
P25$48,975
Median$61,376
P75$74,957
P90 (Top)$78,260

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Waterloo ($70,501 effective) pays 3.85% more than Des Moines ($67,888 effective).

Des Moines
Nominal: $62,254
CoL Index: 91.701
Adjusted: $67,888
Waterloo
Nominal: $61,376
CoL Index: 87.057
Adjusted: $70,501

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Des Moines if…

  • Higher median salary ($62,254/year)
  • Better top-earner potential ($80,390)
  • Larger job market (3,640 employed)
  • You prefer the Iowa area and lifestyle

Choose Waterloo if…

  • Better purchasing power (CoL-adjusted: $70,501)
  • You prefer the Iowa area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, elementary school teacher salaries in Des Moines grew 6.9% from 2019 to 2025, compared to 8.0% growth in Waterloo over the same period.

Des Moines, IA

+6.9%

$57,680 (2019) → $61,650 (2025)

Waterloo, IA

+8.0%

$56,290 (2019) → $60,780 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays elementary school teachers more: Des Moines or Waterloo?

Des Moines has a higher median elementary school teacher salary at $62,254/year, compared to Waterloo at $61,376/year — a difference of $878 (1.43%).

What is the hourly rate difference between Des Moines and Waterloo?

Des Moines elementary school teachers earn $29.93/hr while Waterloo hygienists earn $29.51/hr (2026 est.).

Should I relocate from Des Moines to Waterloo as a elementary school teacher?

Consider more than just salary when comparing Des Moines and Waterloo. Factor in cost of living (CoL-adjusted: Des Moines = $67,888, Waterloo = $70,501), job availability (3,640 vs 890 employed), commute, and career growth potential.

What do entry-level elementary school teachers earn in Des Moines vs Waterloo?

Entry-level (10th percentile) elementary school teachers earn $46,542 in Des Moines and $47,683 in Waterloo. The Waterloo area offers higher starting salaries.
JL

Written by Jordan Lee, M.Ed.

Career Analyst

Jordan Lee has over 10 years of experience in elementary education. They focus on curriculum development and teaching methodologies. Their experience includes working in public schools.

Clinically reviewed by Maria Gonzalez, MAData verified by David Kim, Ed.D.

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 0.98% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, M.Ed., a licensed elementary school teacher with 10+ years of clinical experience. · View source data at BLS.gov