Teacher Salary

San Francisco vs San Rafael: Elementary School Teacher Salary (2026)

Compare elementary school teacher salaries between San Francisco, CA and San Rafael, CA. All figures are 2026 estimates projected from BLS 2025 data.

San Francisco, CA
$102,858
$49.45/hr
San Rafael, CA
$101,695
$48.89/hr

Side-by-Side Comparison

MetricSan Francisco, CASan Rafael, CA
Median Salary$102,858$101,695
Hourly Rate$49.45$48.89
Entry Level (P10)$62,951$76,484
25th Percentile$79,229$91,240
75th Percentile$123,317$128,531
Top Earner (P90)$127,942$157,627
Total Employed17,86011
Side-by-side bar chart comparing San Francisco ($102,858) and San Rafael ($101,695) elementary school teacher salaries.San FranciscoSan RafaelMedian Salary$102,858$101,695Entry Level (P10)$62,951$76,484Top Earner (P90)$127,942$157,627US Median $64,597

Verdict

San Francisco, CA offers better overall compensation for elementary school teachers, winning 3 out of 4 metrics compared to San Rafael.

The salary gap between San Francisco and San Rafael is $1,163 (1.14%). San Francisco's median is +59.23% compared to the US national median of $64,597.

Salary Range Comparison

The full salary range (10th to 90th percentile) in San Francisco spans $64,991,San Rafael spans $81,143. San Rafael has a wider pay range, suggesting more variation in pay between entry-level and experienced elementary school teachers.

San Francisco
P10 (Entry)$62,951
P25$79,229
Median$102,858
P75$123,317
P90 (Top)$127,942
San Rafael
P10 (Entry)$76,484
P25$91,240
Median$101,695
P75$128,531
P90 (Top)$157,627

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, San Rafael ($89,916 effective) pays 1.07% more than San Francisco ($88,968 effective).

San Francisco
Nominal: $102,858
CoL Index: 115.613
Adjusted: $88,968
San Rafael
Nominal: $101,695
CoL Index: 113.1
Adjusted: $89,916

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose San Francisco if…

  • Higher median salary ($102,858/year)
  • Larger job market (17,860 employed)
  • You prefer the California area and lifestyle

Choose San Rafael if…

  • Better top-earner potential ($157,627)
  • Better purchasing power (CoL-adjusted: $89,916)
  • You prefer the California area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, elementary school teacher salaries in San Francisco grew 25.7% from 2019 to 2025, compared to -4.6% growth in San Rafael over the same period.

San Francisco, CA

+25.7%

$81,020 (2019) → $101,860 (2025)

San Rafael, CA

+-4.6%

$105,570 (2024) → $100,708 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays elementary school teachers more: San Francisco or San Rafael?

San Francisco has a higher median elementary school teacher salary at $102,858/year, compared to San Rafael at $101,695/year — a difference of $1,163 (1.14%).

What is the hourly rate difference between San Francisco and San Rafael?

San Francisco elementary school teachers earn $49.45/hr while San Rafael hygienists earn $48.89/hr (2026 est.).

Should I relocate from San Francisco to San Rafael as a elementary school teacher?

Consider more than just salary when comparing San Francisco and San Rafael. Factor in cost of living (CoL-adjusted: San Francisco = $88,968, San Rafael = $89,916), job availability (17,860 vs 11 employed), commute, and career growth potential.

What do entry-level elementary school teachers earn in San Francisco vs San Rafael?

Entry-level (10th percentile) elementary school teachers earn $62,951 in San Francisco and $76,484 in San Rafael. The San Rafael area offers higher starting salaries.

Related Comparisons

JL

Written by Jordan Lee, M.Ed.

Career Analyst

Jordan Lee has over 10 years of experience in elementary education. They focus on curriculum development and teaching methodologies. Their experience includes working in public schools.

Clinically reviewed by Maria Gonzalez, MAData verified by David Kim, Ed.D.

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 0.98% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, M.Ed., a licensed elementary school teacher with 10+ years of clinical experience. · View source data at BLS.gov