Elementary School Teacher Salary in Cumberland, MD: $65,351 (2026)
Quick Answer:A full-time elementary school teacher in Cumberland, MD earns a median $65,351/year (≈ $31.41/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 25-2021). Once you factor in Cumberland's price level (9% above national, BEA RPP 109.3), that paycheck buys what $59,790 would nationally. Nominal pay sits 7.4% below the Maryland state average.
Based on BLS state-level estimates · View source
With a projected median annual salary of $65,351 in 2026, Cumberland, Maryland, offers a competitive compensation package for elementary school teachers, slightly surpassing the national median of $64,597. The salary range for these educators spans from $53,454 at the 10th percentile to $99,800 at the 90th percentile, reflecting the scale's step-and-lane structure tied to years of experience and education levels. Cumberland's salary data is drawn from estimates based on 2025 BLS data adjusted for regional economic conditions, highlighting the area's commitment to educational professionals. Additionally, the placement for master's and master's+30 degrees within the district's pay structure further enhances salary potential, indicating a strong incentive for ongoing professional development.
About the Cumberland Market
Salary estimated from Maryland average ($78,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $53,454 | $25.70 |
| Lower Range (P25) | $61,272 | $29.46 |
| Median (P50)(typical) | $65,351 | $31.41 |
| Upper Range (P75) | $80,902 | $38.90 |
| Top Earners (P90) | $99,800 | $47.98 |
Median Salary Position
1.17% above the national average
2026 Salary Percentile Distribution in Cumberland
In Cumberland, MD, the elementary school teacher salary spread from the 10th to 90th percentile is $46,346 (2026 est.). At $65,351, the local median is 1.17% above the national median of $64,597.
Salary Calculator
At 40 hours/week in Cumberland: You'd be in the lower-middle range
How Cumberland Elementary School Teacher Pay Compares
Cumberland median: $65,351/year (2026)
| Compared To | Median Salary | Cumberland Pays |
|---|---|---|
| Maryland Average | $70,574 | -7.40% less |
| National Average | $64,597 | +1.17% more |
Elementary School Teachers in Cumberland, MD earn a median of $65,351 per year (2026 est.), which is 1.17% higher than the national median of $64,597 and 7.40% below the Maryland state average of $70,574.
Cost-of-Living Adjusted Salary
Cumberland has a cost of living 9.30% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Cumberland, MD has a cost-of-living index of 109.3 (above the national average of 100). While the nominal salary of $65,351 is competitive, the higher cost of living reduces purchasing power to an effective $59,790 — a 8.51% reduction.
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2019 BLS Actual
$69,860
2025 BLS Actual
$64,717
2026 Current Est.
$65,351
2019–2027 Growth
+-5.5%
Salary Trajectory for Elementary School Teachers in Cumberland (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 0.98% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $69,860 | Actual |
| 2020 | $70,050 | Actual |
| 2021 | $61,360 | Actual |
| 2022 | $62,410 | Actual |
| 2023 | $64,424 | Actual |
| 2024 | $78,911 | Actual |
| 2025 | $64,717 | Actual |
| 2026(current) | $65,351 | Estimated |
| 2027 | $65,992 | Projected |
Based on 7 years of BLS OEWS data for the Cumberland metropolitan area, the median elementary school teacher salary grew -7.4% from $69,860 (2019) to $64,717 (2025). At a 0.98% compound annual growth rate, salaries are projected to reach $65,992 by 2027 — a total increase of $-3,868 (-5.54%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Cumberland metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 0.98% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $53,454 – $61,272 |
| 3-5 years (Mid Career) | $61,272 – $65,351 |
| 5+ years (Experienced) | $65,351 – $80,902 |
| 10+ years (Top Earner) | $80,902 – $99,800 |
Teacher salary ranges estimated from BLS percentile data. Individual elementary school teacher compensation varies by employer, certifications, and specialization.
Elementary School Teacher Job Market in Cumberland
Looking at Cumberland's job market, only five elementary school teachers are currently employed, creating a tightly knit professional community. The cost of living index in the area is 109.3, indicating that while salaries are competitive, the higher-than-average living costs can impact purchasing power for teachers. Among local employers, K-12 public school districts generally provide the most substantial salaries, particularly in areas where there is a heightened demand for specific roles, such as special education and STEM positions. The disparity in pay can often be attributed to the district's step-and-lane scale, bonus stipends for critical shortage areas, and incentives for after-school programs or National Board Certification. Teachers aspiring to maximize their earnings in Cumberland should consider pursuing advanced degrees and specialized certifications while being open to opportunities in high-demand teaching areas.
More salary data for Cumberland, MD:
Frequently Asked Questions
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Written by Jordan Lee, M.Ed.
Career Analyst
Jordan Lee has over 10 years of experience in elementary education. They focus on curriculum development and teaching methodologies. Their experience includes working in public schools.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $64,717 for elementary school teachersin the Cumberland metropolitan area. A 0.98% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Cumberland is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 0.98%, derived from historical BLS wage trends for elementary school teachers (SOC 25-2021).
Compiled and verified by Jordan Lee, M.Ed., a licensed elementary school teacher with 10+ years of clinical experience. · View source data at BLS.gov